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Someone has written these beautiful words!

August 29th, 2012

 

 

与诸位分享:

Someone has written these beautiful words……
有人寫了這些美麗的文字

Why is a Car’s WINDSHIELD so large & the Rear view Mirror is so small?
Because our PAST is not as important as our FUTURE.
So, Look Ahead and Move on.

為什麼汽車的擋風玻璃是這麽大, 而後視鏡卻是如此之小?
因為我們的過去沒有像我們的未來這般重要。
所以,集中精神向前看,向著未來前進。
 

 
Friendship is like a BOOK. It takes few seconds to burn,
but it takes years to write.

友誼就像一本書。
燒一本書只需要幾秒鐘,但寫一本書需要很多年。
 

 
All things in life are temporary. If going well, enjoy it,
they will not last forever.
If going wrong, don’t worry, they can’t last long either.

生活中所有的東西都是短暫的。
如果生活順利,享受它,它們不會永遠不變。
如果生活遇到艱難,不用擔心,艱難也不會永遠不變。
 

 
Old Friends are Gold! New Friends are Diamond!
If you get a Diamond, don’t forget the Gold!
Because to hold a Diamond, you always need a Base of Gold!

老朋友是金!新朋友是鑽石!
如果你得到一顆鑽石,不要忘了黃金!
因為要托住一顆鑽石,你總是需要黃金做托架!
 

 

Often when we lose hope and think this is the end,
Relax, sweetheart, it’s just a bend, not the end!

通常當我們失去了希望,很多時悲觀地想到這是末路,
放輕鬆些,親愛的,它只是一個彎,不是末路!
 

 
A blind person asked St. Anthony:
“Can there be anything worse than losing eye sight?”
He replied: “Yes, losing your vision!”

一個盲人問聖安東尼:”有什麼東西比失去視力更差?”
他回答說:”是的,失去你的視野!”
 

 
WORRYING does not take away tomorrow’s TROUBLES,
It takes away today’s PEACE。

擔憂帶不走明天的煩惱,只會帶走今天的平和。

 

Circulated by useful kaki, Ivan Koh

 

So, Let’s be Smiley U and I
Keep Life Simple and Colourful!

傻 人 有 傻 福

For Our Children, Inspirational!, Thoughts....

Never Take Love For Granted

August 29th, 2012

 

 

A very poor man lived with his wife.

One day, his wife, who had very long hair asked him to buy her
a comb for her hair to grow well and to be well-groomed. The man felt very
sorry and said no. He explained that he did not even have enough money
to fix the strap of his watch he had just broken. She did not insist on her request.

The man went to work and passed by a watch shop, sold his
damaged watch at a low price and went to buy a comb for his wife. He came
home in the evening with the comb in his hand ready to give to his wife.

He was surprised when he saw his wife with a very short haircut. She had
sold her hair and was holding a new watch band. Tears flowed simultaneously
from their eyes, not for the futility of their actions, but for the reciprocity of their love.

MORAL:
To love is nothing, to be loved is something but to love and to be loved
by the one you love, that is EVERYTHING. Never take love for granted.

Contributed by my kaki, Ivan Koh

The story so touching that my eyes misted too, whenever I read it.

For Our Children, Inspirational!, Thoughts....

My Cost-Free ‘NFC capabilities iphone’

August 13th, 2012

 

About a month or two ago,  my eldest son commended his mum, that’s me, for being very techno-savvy and that I had already started using NFC on my iphone way before it’s officially available on iphone.

Hah, what is NFC ah, I asked innocently.

NFC is a short range wireless communication technology that transmits data between a mobile device and a reader.

Hah, I still didn’t get it leh.

Then, he explained in auntie-IQ term, that you made payment through your iphone which acts like a ‘wallet’, but of course lah, must be loaded with S$, in my case.

I do know, by nature,  I am indeed creative and innovative and wah say, I have accidentally created new ‘technology’ which requires ‘zero $’ development cost and lagi best,  doesn’t need you to pay a service charge or invest some sim card to start off with or worst still, need to invest a new phone with NFC capabilities.

Let me generously share with you my ‘product’!

So, whenever I go outing, I either miss or don’t miss 2 items.  But it’s worth running home to get  2 missing items than 1, right oh.

The below technology created with $$$$$$$ of development costs involved, needs you to cough out $$$ to enjoy it.

On 4th August, Straits Times reported that:

“From the end of August, consumers can pay for purchases at retail outlets and taxi fares with mobile phones that are equipped with near field communication (NFC) capabilities.

The new payment service, which is developed by a consortium that includes Gemalto, EZ-Link, DBS, Citibank, SingTel, StarHub and M1, effectively turns your mobile phone into a wallet, which comes with credit, pre-paid or stored-value payment options.

Over 30,000 retail points around the island will accept the new NFC payment service at its launch.

Retail outlets such as Watson’s, G2000 and Fruit Frolic, along with taxi company Comfort Taxi, will be among the first to adopt the new mobile payment service.

Besides a phone with NFC capabilities, the service will require a NFC-enabled SIM card that can be obtained from the three Singapore telcos.”

 

 Challenge your mind everyday and you will grow younger by day.

Daily Journal, For Our Children, Thoughts....

Feng Tianwei – Our Bronze for Table-Tennis 2012 Olympics

August 3rd, 2012

 

Hey Tianwei, thank you VERY VERY VERY MUCH for the medal which we direly desired and needed to put Singapore PROUDLY on the world map again.

What? Foreign Talent? WHAT are we complaining about?  Great Countries like America, Germany, etc who have  xxxxx times of people more than us, also use Foreign Talents.  So funny!  Why can’t they train their own citizens to represent them?

Feng Tianwei is a SINGAPOREAN.  Isn’t long long ago Singapore already filled with foreign talents.  Where are our grandparents come from hah?  Our PM’s great grandfather was a foreign talent too!

How many Singaporeans can make it to Olympics?  Very few right?

Why?  Because, we, ourselves, disallowed our children to join sports.  No future – 没前途 mah.

How many Singaporeans have the perseverance, tenacity, 坚韧不拔 and with unyielding spirit to persist till the end?  Only, people who can withstand harsh condition and tough training can make it.  CAN WE?  Think about it?  Not another 52 years!

Look at her resounding 4-0 win over Ishikawa of Japan.  She is so steady and cool with an unyielding spirit!

 

Tianwei never gave up her hope to go into final.  She fought so hard, a never-die spirit.  Although she didn’t make it but she gave China, Ding Ning a good and competitive fight.

 

 

We, Singaporeans, have yet to see this unyielding spirit, in us.  We are better of complaining and whining, haha!

BUT, nothing is static.  We can change.  Singaporeans are very adaptable!

Hope Tianwei has inspired us and we can excel too, if we have made up our mind to go for ‘it’.

 

坚韧不拔 – firm, tenacious and unyielding

Daily Journal, For Our Children, Little Red Dot, Videos , , ,

2012 National Day Theme Song

July 25th, 2012

 

Happy Birthday Singapore!  47 years of independence.  Our Country has grown stronger and more beautiful day by day.

All because, we are hardworking, thrifty, competent, honest and keep upgrading our skills (not material expenses), in tune with this harsh competitive world.  Once slacken, we are left behind.  Who will pity us, take care of us?  Instead, we will be trampled on.

Remember the common saying:  God will take care of those who take care of themselves.  So, we have to take care of ourselves.

If you want the sky, you have to work sky-high to reach the sky.  If you want the grass, then work grass-low to enjoy the grass.  So, stop being a complaint king or queen.  There is no free lunch in this world.  Sooner, no free air too, haha!

Buying branded goods and keeping up with the Joneses only temporarily make you feel ‘superior’ and thus boost your ‘self-esteem and confidence”.  You have to keep ‘re-fuelling’ it.

Does being practical and buying basic necessities make you feel inferior and lost your self-confidence?

We don’t need to feign.  You should be aware who you are!  You are capable, indeed you are!.  You are rich, so you are!.  You are poor, so what’s wrong!

Only the right frame of mind and the right attitude in life will help you to gain the everlasting respect and confidence.  With this, you will lead a peaceful mind and an enriched happy life!

Live within your means!  Be Yourself!

 

The richness in me, in my heart and in my head, not in my pockets! – Gac Filipaj

2012 National Day Theme Song – Love at First Light

 

Verse 1:
First light
Rolls across my peaceful isle
Mornings, I wake up, refreshed, renewed
Ready to meet the bright new day
So much to look forward to

Verse 2:
Daylight
The city has stirred to life
Your smiles
Put a spring in my step
There’s a feeling that binds us one and all
Different stories, shared memories

Chorus:
I love my city’s lively ways
Warm sunny days
Sights and sounds, special tastes
That add up to this place
I love my friends, my closest ties
Now I finally realize
When it feels this right
You know that it’s love at first light

Verse 3:
Night fall, stars twinkling on the bay
My dreams can take flight if I dare
There’s a feeling that binds us one and all
We look forward to a brighter day

REPEAT CHORUS

Bridge:
Hand in hand, we’ll find new strength
And see our dreams take flight in Singapore

REPEAT CHORUS
Descant:
Where ever we roam, there’s no place like home
Come what may, we’ll be here to stay
When it feels this right
You know that it’s
Love at first light

Music by: Iskandar Ismail
Lyrics by: Paul Tan
Performed by: Olivia Ong, Natanya Tan
Directed by: Aaron Tan Mien Shawn

 

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Lobang Ah – ‘Immuned” Stocks from the Recent Market Turmoil

June 8th, 2012

 

The stock market has been hammering the players since 02-May-2012, a falling knife that cannot be caught but instead bleeded badly.

For the past 1 month, STI had dropped 220+ points i.e. 7+% from the high floor of 3000+.  Most stocks had been battered and lost 10% to 30% from their highs.

However, these 3 stocks  are always within my radar and they seem to have  ‘immunization’.  They are not meant for contra-ing, you will lose money instead.

Boustead has been holding around $0.85, trending upward instead, dividend around $0.07 last year and this year todate has declared S$0.03 dividend.

Singpost has been holding around S$0.98 to S$1.02 for the  past 1 month, trending sideways.  A stock that normally gives $0.0748  dividend. This year todate, declared $0.0375 dividend.

Mapletree Ind most bouyant and obviously trending upward, IPO in 2011 and had given out $0.0748 dividend.  This year up to May, already declared $0.0438 dividend.

Imagine, if above stocks are bought at below S$1.00, your yield is mostly likely more than 7% of return.

Imagine again, that if you bought 100 lot of each stock, your annual income is around S$21,000.  Taxable?

 

Seeing possibilities where others can only see rocks.

Daily Journal, For Our Children, Lobang Queen, Smart Money

Economics 101 ….. Think about it !!!!

June 5th, 2012

 

Wah say,  I like this article and wish everyone reads it and think about it.  Thanks Chee Seng for the article.

 

Subject: FW: Economics 101….Think about it!!!

When the reward is great, the effort to succeed is great, but when government takes all the reward away, no one will try or want to succeed. 


Is this man truly a genius?



An economics professor at a local college made a statement that he had never failed a single student before, but had recently failed an entire class. That class had insisted that socialism worked and that no one would be poor and no one would be rich, a great equalizer.

The professor then said, “OK, we will have an experiment in this class on Socialist’s plan”. All grades will be averaged and everyone will receive the same grade so no one will fail and no one will receive an A…. (substituting grades for dollars – something closer to home and more readily understood by all).

After the first test, the grades were averaged and everyone got a B. The students who studied hard were upset and the students who studied little were happy. As the second test rolled around, the students who studied little had studied even less and the ones who studied hard decided they wanted a free ride too so they studied little.

The second test average was a D! No one was happy.

When the 3rd test rolled around, the average was an F.

As the tests proceeded, the scores never increased as bickering, blame and name-calling all resulted in hard feelings and no one would study for the benefit of anyone else.

To their great surprise, ALL FAILED and the professor told them that socialism would also ultimately fail because when the reward is great, the effort to succeed is great, but when government takes all the reward away, no one will try or want to succeed.


These are possibly the 5 best sentences you’ll ever read and all applicable to this experiment:

1. You cannot legislate the poor into prosperity by legislating the wealthy out of prosperity.

2. What one person receives without working for, another person must work for without receiving.

3. The government cannot give to anybody anything that the government does not first take from somebody else.

4. You cannot multiply wealth by dividing it!

5. When half of the people get the idea that they do not have to work because the other half is going to take care of them, and when the other half gets the idea that it does no good to work because somebody else is going to get what they work for, that is the beginning of the end of any nation.

Can you think of a reason for not sharing this? Neither could I.

 

Remember there’s no substitute for hard work!

Daily Journal, For Our Children, Thoughts.... , , ,

Proper English or Singlish, Singaporeans both also CAN!

May 18th, 2012

 

I came across this sometime ago but forgot from magazine or newspaper or whatever.  I reproduce below for reminding us to speak PROPER English:

10 Mangled Phrases by Helen Marjan from Lorna Whiston Schools:

INSTEAD OF ….. SAY…..
1 Eat yourself Feed yourself
2 Wear your shoe Put on your shoe
3 On/Off light/tap Turn on/off the light/tap
4 I very urgent I need to go to the toilet soon
5 Can borrow me S$5? Can you please lend me S$5?
6 Why you so like that one? Why are you behaving like that? What is the matter?
7 Faster go! Go quickly …
8 Don’t do that, wait later you fall down Be careful or you’ll fall
9 Done, finished ‘already’ I have (already*) finished
10 Sheeps, gooses and mouses Sheep, geese and mice

 

*The word “already” can either be placed in the middle or at the end of a sentence.  In this case, it may be better omitted; the word is used too often in Singlish.

What’s wrong with Singlish ah?  Singlish is Singlish and English is English.  It’s entirely 2 different languages.  Singlish has evolved because we are ‘forbidden’ to speak dialects.  Singlish got hokkien, malay, english, etc all mixed up like rojak, to form a multi-language.  And eventually, dialects will be ‘died’ and spoken in heaven.

Sooner or later, it will be accepted as a language.  Imagine, the ang moh, cina, foreign talents who put their foot here or want to do business with Singapore, an internationally recognised successful and reliable small little red dot,  also want to learn Singlish.  Hello, not we force them to learn hoh.  This is our culture, full stop.  They want to learn so to become one of us.

So, teachers, please don’t belittle Singlish.  Don’t tell your students that they have answered wrongly.  Instead, instruct them before hand to reply in English not Singlish or Singlish not English or English + Singlish!  Our children definitely can give you impeccable English or hilarious Singlish or 2-in-1, your choice.

 

Remove limiting beliefs and replace them with powerful ones!

 

Daily Journal, For Our Children, Little Red Dot, Thoughts.... , ,

Where is STI Heading?

May 18th, 2012

 

Ivan Koh has updated the STI Charts, a guideline to follow, thanks man.

 

The left chart is weekly whilst the right is Daily.  If you want a bigger chart, right click your mouse.

The words in RED is :  Possible next 3 to 6 mths’ trading zone and I interpreted it between 2900 and 2800.

 

Some interesting and intelligent comments by Derrick Tan, my facebook’s friend:

….One of the most important lessons any trader/investor can learn is when to stay out of the market altogether. Remember, when u stand on the sidelines-that’s a position too!

 

…..Generally, stocks fall 3 times faster than they rise. Why? Fear is a stronger emotion than greed. Panic causes traders/investors to sell even more quickly than optimism entices them to buy.

 

 

 

Daily Journal, For Our Children, Smart Money

Discipline in Trading

May 17th, 2012

 

I would rather be OUT wishing I was IN than

IN, wishing I was OUT!

When in Doubt, stay OUT!

It’s Better to miss a Good Trade than to Chase a Bad One!

It’s Okay to take Profits!

Put in a CUT-LOSS position in every trade

Do not top-up Margin Call

What is the Current Sector NOW?

 

Have We Learned From Our Mistake?  Check

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